During an online search for re-financing my car
loan, I visited several websites to determine which bank would offer me the
best possible option. Few of the banks
offered the choice to complete an online application for re-financing and I
selected the one that was best for my situation. The online application required answers to a
number of questions to complete the process.
Listed below are the top ten mandatory questions all applicants need to
answer to get a loan from the bank:
1. Loan type
2. Current
monthly payment
3. Payoff
amount
4. Current
loan remaining term
5. New loan
requested term
6. Gross
income
7. Other
income
8. Name of
employer
9. Time at
current employer
10.
Employment status
As I answered the questions, it made me think more about
the state of our nation’s current financial crisis than re-financing my car. For example, if I must answer, at the minimum,
the above ten questions to get a loan processed by the bank for a car
re-finance, should not We the People
ask our government the same questions about the money they keep demanding from
us to pay off the national debt? Some
will argue that we have asked the questions.
Perhaps we have but we have yet to receive straight answers to our
questions. The banks get to judge our
creditworthiness before giving out loans, should not We the People also judge the government’s creditworthiness to see
if it is worthy of receiving our hard-earned money? In the same spirit as the banks, perhaps Obama
can answer a few questions that require straight answers. I shall be somewhat more generous than the
banks here and ask him to answer only five mandatory questions for all
Americans instead of the required ten by the banks:
1. How much
money exactly does he want to spend?
2. How long exactly does he want to spend the said
amount?
3. What will
the money be spent on?
4. How long exactly will it take to pay off our
national debt?
5. Where exactly will the government cut spending
to eliminate or at least reduce the national debt drastically?
Again, these are legitimate questions and deserve
honest answers. If Americans must cinch
in their purse strings and make cuts, so should the government. If Americans have to hold off on getting
boots for Junior, glasses for Grandma, and braces for Sunshine, then so too
should the government hold off on pay raises, million dollar vacations, and
thousand dollar plates of food at black-tie gala events. If the banks demand answers before handing
out loans, so too should the government created by We the People, for We the
People answer to We the People about how
it plans to spend our money.
We
the People are sick of the political ploys exercised by the
pathetic lot running Washington. We the
People ask, nay, We the People demand
answers to these questions and expect straight answers. We the
People say “enough” with vague assurances and political battles over makeshift
problems. We the People say "enough" with the drama over meaningless and
mundane topics. We the People say "enough" with lies and cover-ups. We the
People say "enough" with pussyfooting around real issues. We the
People say "enough" with destroying our Republic.
In the 2012 election, Obama’s campaign placed a
great deal of blame on Mitt Romney for not providing a clear plan to help
America. Even when Romney specifically
stated his plan, Obama complained that Romney’s plan was vague at best. So, I ask Obama now, what Sir, is your plan
to help the country? So far, Obama’s
plan remains more unclear than Romney’s plan to eradicate the national debt. Perhaps, Obama could begin with answering the
five simple questions listed above and maybe, just maybe, we might be able to
move “forward” – unless of course solving the national debt problem was never the plan to begin with.